Do I Need Travel Insurance To Go To Belgium

Belgium is the perfect travel destination for history buffs, beer lovers and chocoholics. There are more than 3,000 castles to explore, as well as the battlegrounds from the two World Wars, museums and picturesque medieval cities like Bruges. The country is famous for its beers, with over 1,000 breweries in a relatively small country. Its chocolatiers are also among the most famous in Europe - rivaled only by the Swiss.

If you are traveling to Belgium, AXA’s Schengen travel insurance offers extensive protection as it can cover medical expenses up to €100,000 in Belgium and other Schengen Area countries. It also allows you to obtain the travel insurance certificate required with your visa application. 

What does AXA Schengen travel insurance for Belgium cover?

Our Europe Travel insurance covers:

  • Up to €100,000 coverage in medical expenses 
  • Medical repatriation & transport 
  • 24/7 medical assistance in English or French in case of urgency
  • Up to 180 days of coverage
  • All Schengen, European Union countries as well as the United Kingdom (depending on the chosen insurance)
  • Insurance certificate issued immediately and approved by the embassies
  • No age limit
  • Zero deductible - which will allow you to avoid some upfront and early costs with your claim

Is travel insurance required for Belgium?

Travel and medical insurance is mandatory if you need a Schengen visa for Belgium. If you don’t need a visa, travel insurance is optional but strongly recommended as medical costs can be high for foreigners, especially as you will need to pay for any prescriptions.

Do you cover emergency medical costs related to coronavirus? 

We will cover your medical costs related to coronavirus provided you haven't traveled against World Health Organization advice, personal medical advice from your doctor, or any other government body’s advice in your home country or the country you are traveling to. Emergency and additional travel costs are also covered providing you have stuck to this advice. All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”. This will satisfy any embassy rules that state you must get an insurance certificate with Covid protection. 

Will AXA Schengen travel insurance be accepted with my Belgian visa application?

Yes! For over 10 years, AXA has been delivering insurance certificates that meet Schengen countries’ requirements to obtain a visa. All you need to do is print the electronic form of the health insurance certificate and enclose it with your visa application. Each AXA Schengen insurance certificate is individualized and bears a number which is verifiable on our website.

What are the requirements for travel insurance for my Belgium visa?

To obtain a Schengen visa to Belgium your insurance must meet the following criteria:

  • Minimum coverage for at least €30,000 in medical expenses
  • It should cover all member states of the Schengen Area
  • It should cover any expenses which might arise in connection with repatriation for medical reasons

I don’t need a Schengen visa to visit Belgium - can I still purchase your insurance to cover my possible health expenses?

Even though Schengen travel insurance is not mandatory for some travelers, that doesn’t mean you won’t be injured or get ill. A broken wrist or nasty infection can happen to anyone! We therefore strongly recommend that you subscribe to our insurance for travelers visiting Europe to make sure your trip is as safe and peaceful as possible. It is especially advisable if you plan on partaking in risky activities - such as indulging in one of Belgium’s national sports, cycling - where a fall could mean nasty injuries.

What are the main advantages of AXA Schengen insurance?

  1. Compliant with European requirements for Schengen visa - 10 years of existence
  2. Immediate coverage. Your insurance covers you from the first day you need it
  3. No age restriction, zero deductible
  4. No price variation because of nationality 
  5. Refund if your Schengen visa application is denied

Why should you trust us?

  • Medical files processed by AXA Schengen in 2021: 2292
  • Medical calls processed by our agents in 2021: 3845

AXA Schengen Low Cost

AXA Schengen Low Cost

AXA Schengen Low Cost is perfect to obtain your Schengen visa. This travel insurance meets all the requirements demanded, covers you in all the countries of the Schengen Area as well as 4 European microstates (Andorra, Vatican City, Monaco and San Marino).

AXA Schengen Low Cost

AXA Europe Travel is perfect to obtain your Schengen visa. It provides coverage in all the Schengen countries + the European microstates + all the EU countries (including UK, Cyprus and the Republic of Ireland). And you get additional guarantees compared to AXA Schengen Low Cost.

AXA Schengen Multi Trip

AXA Schengen Multi Trip

AXA Multi Trip is perfect to obtain your Schengen visa. This annual travel insurance is ideal for those who often travel to Europe as well as multiple-entry Schengen visa holders. You get the same guarantees as AXA Schengen Multi Trip for different countries during 90 days.