Schengen health insurance

Unforeseen events can occur at any time during a trip abroad. Since no one is immune to illness or accidents, it is always wise to take out travel health insurance before going abroad. Whether it's a business trip or a tourist trip, the ideal is to take out Schengen travel health insurance.

The benefits of Schengen travel health insurance

Without travel health insurance, it will be difficult, if not impossible, to receive care in case of illness or accident during a trip abroad. In fact, in several countries, if a foreign national is uninsured, it means that they cannot pay for their medical expenses. Therefore, they will not have access to the care they need. This is truly unfortunate, especially if the illness or accident is quite serious.

Taking out travel health insurance is good, but taking out good travel health insurance is even better! This is why thousands of people choose Schengen travel health insurance every year. Applicable in all countries of the Schengen area (Germany, France, Slovakia, Luxembourg, Denmark, Italy, Belgium, Portugal, Switzerland, Netherlands, Spain, etc.), this insurance covers:

• Medical expenses. This means that expenses related to illnesses occurring during the trip and on-site will be covered. Furthermore, even in the case of an emergency hospitalization, the insured is always taken care of. This avoids an upfront cost, which is generally prohibitive.
• Repatriation. If the insured's condition is critical and they cannot access adequate care, the doctor may decide on repatriation. Again, it is possible to benefit from coverage.

What are the health risks when traveling in the Schengen area?

Beware of appearances! Even if traveling in Europe may seem less dangerous in terms of health than a stay in a more tropical part of the world, this does not mean that the risks of falling ill or having an accident do not exist! Far from it...
Without Schengen health insurance, you risk going bankrupt in case of a health issue that arises during your stay. The health costs will be your responsibility and will not be reimbursed. You will not benefit from assistance in case of unforeseen events, and a medical repatriation could cost you all your savings.

In addition to the risks inherent in any trip (digestive disorders, food poisoning, infectious diseases, ENT disorders, road accidents...) that can lead to a medical consultation, hospitalization, or even medical repatriation, there are other risks that one may not necessarily think of when visiting one or more of the 29 Schengen area countries.

Among them:

• Scooter accidents (electric or not), a popular mode of transport in large European cities, are alarmingly increasing. In Barcelona alone, the emergency medical service records one a day. In 2019, 11 people died in France as a result of such accidents, not to mention the growing number of injured (thoracic and abdominal traumas, upper limb fractures, dental injuries...) who flock to hospitals daily.
• In certain regions of Germany and Switzerland, infested ticks can transmit the TBE virus, responsible for tick-borne encephalitis, a disease that can lead to serious complications.
• According to the Swiss Accident Prevention Bureau (BPA), 400,000 sports enthusiasts (base jumping, mountaineering, off-piste skiing...) are injured each year in the country, and 184 have lost their lives. Among the deceased, 1 in 3 is a foreign tourist. And while Swiss medical care is known for its excellent quality, it is unfortunately also among the most expensive in the world...

Why choose AXA Schengen health insurance?

A pioneer in travel insurance, AXA Assistance offers Schengen travel health insurance at a competitive price. The ideal choice for anyone wishing to travel in Europe with peace of mind. In addition to meeting the criteria required when applying for a Schengen visa, mandatory for certain nationalities, it is comprehensive and tailored.

• It covers all member states of the Schengen area as well as other non-Schengen European countries (depending on the chosen plan).
• It guarantees coverage of at least 30,000 euros and up to 100,000 €.
• It covers any costs related to urgent health care, emergency hospital care, medical repatriation, and in the event of death.
• It protects you for the entire duration of your stay.
• It is available in 3 plans that offer guarantees tailored to your trip and budget.
• This is affordable Schengen health insurance. Starting from 22 €/week (Low Cost plan) or 33 €/week (Europe Travel plan) or 328 €/year (Multi Trip plan).
• The quote and subscription are done quickly online.