Cheap travel insurance for Schengen visa
- Medical expenses covered up to €30.000
- Assistance & Medical teleconsultation 24/7
- Meets requirements from the E.U
- Integral refund of policy price in case of visa refusal
Cheap travel insurance for Schengen visa
- Medical expenses covered up to €30.000
- Assistance & Medical teleconsultation 24/7
- Meets requirements from the E.U
- Integral refund of policy price in case of visa refusal
How can AXA’s Schengen Low Cost Travel Insurance help you?
AXA Schengen Low Cost Travel Insurance is a great way to ensure you’re covered for any mishaps and accidents you or your loved ones might have - providing you with peace of mind throughout your trip. The AXA certificate is accepted by all consulates and embassies representing countries in the Schengen Area and it also
Guarantees a coverage of up to 30.000 euros in conformity with the European directive.
- Covers all countries part of the Schengen area: Germany, Austria, Belgium, Croatia, Denmark, Spain, Estonia, Finland, France, Greece, Hungary, Italy, Iceland, Liechtenstein, Latvia, Lithuania, Luxembourg, Malta, Norway, the Netherlands, Poland, Portugal, the Czech Republic, Slovakia, Slovenia, Sweden, Switzerland
- Bears the expenses relatedto emergency medical care, hospitalisation, sanitary repatriation or death*.
- Is valid during the entire duration of your stay
- Offers the refund of your subscribed travel insurance if your Schengen visa application is denied (under certain conditions)
- no age restriction, for people of any age
- 0 deductible
For more information on our other Schengen visa insurance offers, visit our page Schengen visa Insurance warranties.
If you wish to stay in a Schengen country, subscribing to a health and travel insurance isn’t optional: it is mandatory when you submit your Schengen visa application at embassies or consulates of countries member of the Schengen area and thus applying European directives. You will thus have to present a Schengen visa insurance certificate in conformity with these directives, otherwise your application will not be examined.
Do you cover emergency medical costs related to Coronavirus?
We will cover your medical costs related to Coronavirus provided you haven't travelled against World Health Organisationor any other government body’s advice in your home country or the country you are travelling to) or medical advice.
The embassy states that I must get an insurance certificate with Covid protection. Is this possible?
All issued electronic certificates purchased on the axa-schengen site include this disclaimer: “Medical fees related to COVID-19 are covered in the terms, conditions & exclusions established in the insurance policy”.
Why choose us ?
AXA #1 Global Insurance Brand for french
Assistance 24 / 7 - Emergency helpline
all european requirements for traveling
No medical exam, no price variation based on age or nationality
Insurance Certificate generated instantly and sent by email
No extra charges in case of cancellation
LOW COST : the cheap and effective Schengen visa insurance for tight budgets !
Low Cost is the ideal cheap Schengen visa insurance if you wish to cover your medical expenses with little impact on your travel budget. For couples, students, lone travellers, pensioners or families, whatever your situation, Low Cost can be the perfect option for your Schengen visa insurance.
It is perfectly adapted to all ages or nationalities. Its warranties apply as soon as you need them.
It isn’t conditioned by your travelling situation: Low Cost can be perfectly suited to your needs whether your visit to the Schengen area is for business or pleasure.
Will AXA Schengen travel insurance be accepted with my visa application?
Yes ! For over 10 years AXA has been delivering insurance certificates which meet EU countries’ requirements to obtain a Schengen visa.
Is the digital travel insurance certificate valid to submit my visa application?
Yes. All you have to do is print it and enclose it with your visa application file. Each AXA Schengen insurance policy is individualized and bears a number which is verifiable on our website.
I don’t need a Schengen visa. Can I still purchase AXA insurance to cover my possible health expenses?
As the saying goes « Better safe than sorry ». If the Schengen travel insurance is not mandatory for some travelers, the troubles they might face are still very real! A broken wrist, consequence of an adventurous scooter ride on the Paris Grands Boulevards, an infected angina following a trek in the Alps, a diving accident in Corsica... It can happen to anyone! We thus strongly recommend that you subscribe to our insurance for foreign travelers visiting Europeto make sure your trip is as safe and peaceful as possible. In case of health issues, accidents or other unexpected events occurring during your stay, AXA’s health & travel insurance will assist you 24/7, guide you in your endeavors and cover your costs.
How much does AXA’s Low Cost Schengen visa travel insurance cost?
Great news ! While allowing you to enjoy a peaceful visit of all the countries of the Schengen area, our travel insurance is cheap. For a one week stay, it starts at €22 (approx. US$23).
How long will I be covered for?
AXA Schengen Low Cost Travel Insurance can cover you for up to 180 consecutive days - more than double the maximum length of trip allowed on a standard Schengen Visa.
Even with a low budget Schengen visa insurance, the guarantee and quality of AXA services
Once you are in the Schengen area, you will benefit from AXA’s 24/7 assistance and expertise should you need it. AXA will direct you to the medical structure the closest to your location and will help you with formalities. Low Cost, low stress: if you are ill or victim of an accident, all your health expenses are covered for the entire duration of your stay. In this respect, always keep bills concerning your medical care.
Even if Low Cost is a cheap Schengen visa insurance, this doesn’t imply that its warranties are limited.
They are in exact conformity with the requirements demanded to travellers by the countries belonging to the Schengen area.
Not only are you in compliance with these demands, you are also saving your travel budget from prohibitive costs. You are maximizing your chances of fully enjoying your trip even if you need medical care.
If your Schengen visa application is denied, you can ask for your Schengen Low Cost insurance to be refunded.
* Before paying any medical expenses, travellers must first contact AXA Assistance medical service.
Cover details
| Benefits | Low Cost | Europe Travel | ||
|---|---|---|---|---|
| Duration of coverage | ||||
| Duration of coverage | Visa validity period up to 180 days | Visa validity period up to 180 days | ||
| Geographical coverage | ||||
| Geographical coverage | All Schengen area countries | All Schengen area countries + UK, Ireland & Cyprus | ||
| 24/7 Medical Teleconsultation | ||||
| 24/7 Medical Teleconsultation | ✓ | ✓ | ||
| Refund in the case of visa refusal | ||||
| Refund in the case of visa refusal | ✓ | ✓ | ||
| Payment of medical expenses | ||||
| Payment of medical expenses | Maximum € 30,000 | Maximum €100,000 | ||
| Medical and surgical fees, locally prescribed medications, hospital costs | ||||
| Medical and surgical fees, locally prescribed medications, hospital costs | Maximum € 30,000 | Maximum € 100,000 | ||
| Urgent dental care | ||||
| Urgent dental care | € 150 per insured party | € 150 per insured party | ||
| Assistance, repatriation or transportation following a medical incident or hospitalization | ||||
| Assistance, repatriation or transportation following a medical incident or hospitalization | ✓ | ✓ | ||
| Repatriation or transportation of the insured party | ||||
| Repatriation or transportation of the insured party | ✓ | ✓ | ||
| Repatriation of baggage | ||||
| Repatriation of baggage | ✓ | ✓ | ||
| Repatriation of the other insured parties accompanying the victim | ||||
| Repatriation of the other insured parties accompanying the victim | X | ✓ | ||
| Assistance for an insured party travelling alone | ||||
| Assistance for an insured party travelling alone | X | ✓ | ||
| Prolongation of the insured party’s sojourn | ||||
| Prolongation of the insured party’s sojourn | X | X | ||
| Return after the date initially envisaged | ||||
| Return after the date initially envisaged | X | X | ||
| Search and rescue costs | ||||
| Search and rescue costs | X | ✓ | ||
| Assistance in case of death | ||||
| Assistance in case of death | ✓ | ✓ | ||
| Repatriation of the remains and burial | ||||
| Repatriation of the remains and burial | ✓ | ✓ | ||
| Assistance with formalities | ||||
| Assistance with formalities | ✓ | ✓ | ||
| Repatriation of baggage | ||||
| Repatriation of baggage | ✓ | ✓ | ||
| Early repatriation of the other insured parties | ||||
| Early repatriation of the other insured parties | X | ✓ | ||
| Intervention threshold for medical expenses | ||||
| Intervention threshold for medical expenses | Maximum €30,000 | Maximum €100,000 | ||
| Excess: Charge for any reimbursement by bank transfer outside the European Union | ||||
| Excess: Charge for any reimbursement by bank transfer outside the European Union | € 20 | € 20 | ||
| Travel assistance | ||||
| Travel assistance | X | ✓ | ||
| Sending urgent messages | ||||
| Sending urgent messages | X | ✓ | ||
| Payment of communication expenses | ||||
| Payment of communication expenses | X | Maximum € 100 | ||
| Sending essential medicines, glasses, contact lenses and prostheses | ||||
| Sending essential medicines, glasses, contact lenses and prostheses | X | ✓ | ||
| Daily compensation | ||||
| Daily compensation | X | Maximum €500 | ||
| Theft of identity and travel documents | ||||
| Theft of identity and travel documents | X | Maximum €100 | ||
| Urgent early return of an insured person | ||||
| Urgent early return of an insured person | X | ✓ | ||
Where does Low Cost Travel Insurance apply?
AXA’s coverage and assistance service is provided in all the countries of the Schengen Area, like France, Switzerland, Germany, Italy, Spain, Norway, Denmark...
Where doesn't Low Cost Travel Insurance apply?
The present insurance does not cover your country of residence and other countries of Europe outside of the Schengen Area, such as Ireland, Bulgaria, Romania, the United Kingdom...
Will I require a medical exam?
No, AXA does not require customers to undergo a medical examination before taking out insurance - and our prices don’t vary by age or nationality - meaning you’re getting the same deal as all our customers across the world.
When will my visa insurance certificate be available?
Insurance certificates are available instantly online - perfect for those who need Schengen Visa compliant insurance quickly in order to meet their visa requirements. You can also benefit from our guarantee if your visa is refused.
See the Insurance Product Information Document (IPID) and our Terms & Conditions for full details.
Please read these before signing the contract.
Schengen Low Cost Travel Insurance is developed by Inter Partner Assistance SA, an insurance company governed by Belgian law.
Visit our Europe Travel insurance page and our Schengen insurance for 1 year page to see the full benefits offered by AXA Schengen.
**The present insurance does not cover the country of residence.