How to get Schengen Travel Insurance from abroad?

Date : 12/09/2024

It’s no secret that as part of the Schengen visa application process, one has to come in for an in-person interview at their destination Schengen country’s embassy, consulate, or accredited visa application center at some point (although the EU is working on bringing the Schengen visa application process online eventually).

Fortunately, however, to get that proper Schengen travel insurance, you won’t need to leave the comfort of your home at all. In fact, all you need is a working internet connection — and you can get a proper, valid, affordable, top-quality Schengen Travel insurance plan in a matter of minutes. And that’s from anywhere in the world!

Who needs Schengen Travel insurance?

Well, almost anyone traveling to Europe can benefit greatly from the right Schengen Travel insurance plan. However, whether it’s mandatory or not comes down to whether or not you’ll need a Schengen visa.

Because having proper travel insurance is one of the primary Schengen visa requirements (moreover, your policy must meet a certain set of criteria — but more on that below). In the meantime, here’s a quick breakdown of who does and doesn’t need that visa.

Who is required to apply for a Schengen visa?

If you’re coming from outside of the Schengen Zone (and/or the EU) and your home country has not signed a visa waiver agreement with the EU — then you will need a Schengen visa indeed (and, thereby, the proper travel insurance).

This includes citizens of any nation in Africa, most of the Middle East, China, India, Russia, and nearly 100 more countries.

Who doesn’t need a Schengen visa ?

Meanwhile — and generally speaking — citizens of the Schengen area and/or non-Schengen European Union countries do not need a Schengen visa.

Additionally, there are roughly 60 non-EU countries and territories that have signed visa exemption agreements with the EU — including Australia, Brazil, Canada, Hong Kong, Japan, Mexico, the U.K., and the U.S. And citizens of these nations can travel to any Schengen country visa-free too (that is, for stays of less than 90 days in any 180-day period).

NOTE: The European Commission provides full lists of countries with and without visa waiver agreements with the EU. But it’s also best to double-check with the other proper channels too — such as the official website of the European Commission and those of your destination and home countries.

PRO-TIP: AXA can also help you figure out whether you need a Schengen visa in no time. And, if you do — we can help you understand which type of Schengen visa best suits your travel needs, how to properly fill out your Schengen visa form, and — once you’ve applied — even help track your Schengen visa online.

Schengen Travel Insurance Requirements

Now, to be granted your Schengen visa, your Schengen Travel Insurance plan will have to meet the following criteria:

  • be purchased from an insurance company validated by the consular authorities of all Schengen countries;
  • cover you in all Schengen member countries (that is, not just the country you plan to visit);
  • have a minimum coverage of €30,000 in medical expenses (including hospitalization, emergency treatment, and repatriation in case of death);
  • be valid for the entire duration of your stay in the Schengen Area.
  • be purchased from an insurance company validated by the consular authorities of all Schengen countries;

PRO-TIP 2: Fortunately, all of AXA’s plans meet the requirements above (more on those below too)!

When should I purchase my Schengen Travel Insurance plan?

Proof of proper Schengen Travel Insurance coverage — i.e., a travel insurance certificate and/or policy number — is a mandatory part of the Schengen visa application process itself. So make sure you purchase your plan before actually applying for your Schengen visa!

Why choose AXA for your Schengen Travel Insurance?

And that’s where we here at AXA come in. Because it just so happens that top-quality, affordable Schengen travel insurance is what we do best! And here are just a few benefits to choosing an AXA Schengen travel insurance plan.

First off — and as the title suggests — all three AXA Schengen Travel Insurance plans can be purchased online from the comfort of your home, in no time, and from anywhere in the world!

Secondly, if you do need a Schengen visa, again, all three AXA plans — Low-Cost, Europe Travel, and Multi-Trip — meet all the requirements listed above. And this means you’re one big step closer to being approved for travel.

Moreover, if your Schengen visa is denied, AXA’s plans are usually refundable. We’ll only ask that you provide the appropriate documentation (i.e., an official explanation as to why your visa was refused) from the relevant Schengen embassy, consulate, or visa application center.

But along with meeting all the requirements for being granted your Schengen Visa, our plans also offer plenty of other benefits, such as:

  • 24/7 assistance
  • Video Consultation or Phone Call Medical consultations in English, French, German, Spanish, ​Italian, and/or Portuguese (with our unique “Doctor, please!” feature)
  • Up to €100,000 coverage in medical expenses;
  • Medical repatriation & transport;
  • Up to 180 days of coverage;
  • Coverage in all Schengen and most European Union countries (including the U.K. — depending on the chosen plan).

Our application process, meanwhile, is quick, simple, and straightforward. You can do it from start to finish in a matter of minutes — and no matter where you in the world you happen to be. And if need be, you can even have someone subscribe on your behalf.

Oh, and AXA’s Schengen Travel Insurance certificate — accepted by all Schengen embassies, consulates, and accredited visa application centers worldwide — can be both downloaded and printed online instantly as well (and, again, from anywhere in the world).

So learn all about and compare our 3 comprehensive plans today!

How to get Schengen travel insurance FOR a specific Schengen country

If you already have a specific Schengen country in mind, we can also help you with travel insurance — as well as a bunch of other helpful travel advice — for most of them. So click away:

How to get Schengen travel insurance FOR a specific Schengen country
Austria
Austria Travel insurance for Austria
Belgium
Belgium Travel insurance for Belgium
Czech Republic
Czech Republic Travel insurance for the Czech Republic
Croatia
Croatia Travel insurance for Croatia
Denmark
Denmark Travel insurance for Denmark
Estonia
Estonia Travel insurance for Estonia
Finland
Finland Travel insurance for Finland
France
France Travel insurance for France
Germany
Germany Travel insurance for Germany
Greece
Greece Travel insurance for Greece
Hungary
Hungary Travel insurance for Hungary
Iceland
Iceland Travel insurance for Iceland
Italy
Italy Travel insurance for Italy
Latvia
Latvia Travel insurance for Latvia
Liechtenstein
Liechtenstein Travel insurance for Liechtenstein
Lithuania
Lithuania Travel insurance for Lithuania
Luxembourg
Luxembourg Travel insurance for Luxembourg
Malta
Malta Travel insurance for Malta
Netherlands
Netherlands Travel insurance for the Netherlands
Norway
Norway Travel insurance for Norway
Poland
Poland Travel insurance for Poland
Portugal
Portugal Travel insurance for Portugal
Slovakia
Slovakia Travel insurance for Slovakia
Slovenia
Slovenia Travel insurance for Slovenia
Spain
Spain Travel insurance for Spain
Sweden
Sweden Travel insurance for Sweden
Switzerland
Switzerland Travel insurance for Switzerland

How to get Schengen travel insurance FROM a specific country

And, finally — whether you’re in Armenia, Morocco, China, or any other one of the roughly one hundred countries whose citizens need to apply for a Schengen visa — remember that your Schengen travel insurance plan can be purchased from the comfort of your screen.

Meanwhile, AXA can also gladly help with your Schengen Travel Insurance if you’re coming — to any Schengen country, that is — specifically from:

And remember — even if you don’t need that Schengen visa — top-quality Schengen travel insurance is never a bad call. Because you never really know what to expect when traveling abroad.

And with AXA, you and your family are sure to be in good hands — from day one, 24/7, throughout the entire Schengen Zone (and beyond), and during your entire trip. So click around, find the plan that’s right for you, and you’ll be one big step closer to the Schengen in no time — safe, ready, and with peace of mind!

It’s quick and easy, so get a free Schengen Tavel Insurance quote — from home or anywhere else in the world — in seconds today!

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FAQ


How can I get my Schengen Travel Insurance certificate?

AXA can gladly tell you all about where and how to get a Schengen Travel Insurance certificate in no time.

Can I purchase Schengen visa insurance for someone else?

Yes! With AXA, you can provide travel insurance for guests and/or loved ones visiting you in Europe (you just need to provide your visitor’s itinerary, name, DOB, address, and passport number).

Do I need to purchase multiple travel insurance plans if I am visiting several Schengen countries during my stay?

No! A single AXA Schengen travel insurance policy will cover you across all Schengen countries for the duration of your trip.